Power Your Business with Indonesia’s Leading Payment Gateway
Join the digital revolution and grow your business with seamless access to a wide range of payment methods. With Espay, reconciliation becomes effortless and every solution is tailored to fit your unique business needs—so you can focus on scaling, not struggling.
Global Bank Partner
Our Services
Online Payment
Give your customers a seamless payment experience through multiple channels—all with just a single integration.
– Fast & Easy Integration
– Automated Reconciliation Reports
Channels :
21
Virtual Account
5
Credit Card
7
E-Wallet
5
Bank
60.000+
Outlet
Onsite Payment Made Smarter
Make in-store and counter payments effortless by connecting your system to QRIS via EDC, POS machines, or even vending machines. With Espay POS, you can identify orders and items sold with ease—whether onsite or remotely.
Easily send payment instructions to offsite customers and manage all sales reporting from one centralized platform.
Payout
A solution for transferring funds to your business partners non-cash through bank accounts/e-wallets or cash through minimarket outlets or ATMs. Fund disbursement can be done across Indonesia in real-time via API.
Services for Local Governments
Espay provides efficient solutions to support local, provincial, regency, or city governments in implementing local government electronification to simplify public services and increase the effectiveness of regional revenue.
Charge Back Protection
By utilizing AI technology, machine learning, and real-time data analysis, Espay, in collaboration with Riskified, provides comprehensive protection for the revenue you have received. Before the transaction process, we will conduct real-time transaction analysis to identify chargeback risks. We will guarantee chargebacks once transactions receive protection.
Petty Cash Expense Management
Petty Cash Expense Management is designed for employees to conduct expense transactions, and for companies to manage and control petty cash usage, including defining authorized users, periods, locations, purposes, categories, and transaction amounts, as well as paperless collection of transaction evidence. Thus, the company’s finance department can monitor, evaluate, approve, and record expenses more efficiently.
Order and Bill Payment System
Individuals, SMEs, MSMEs
Institutions and Corporations
