Chargeback Transaction Protection

Do you process credit card transactions without 3DS or one-time-password (OTP)? While non-3DS transactions offer a more seamless experience for customers and have been proven to increase transaction success rates, they may expose your business to higher financial risks. Espay, in collaboration with Riskified, safeguards your business from potential chargeback losses. Discover our chargeback protection service and learn how we can help you secure transactions and protect your revenue.

Real-Time Fraud Detection and Mitigation

We analyze credit card data at the initiation of each transaction in real time. The results of this analysis determine whether the transaction is eligible for protection.

Chargeback Protection

Once a transaction is covered, any resulting chargeback will be fully absorbed by us. Merchants no longer need to worry about losing revenue due to chargebacks.

Per-Transaction Fee

Fees are applied only to analyzed transactions. Merchants have the flexibility to select which transactions—some or all—will be analyzed.

Benefits

Prevent financial losses
Increase transaction success rates
Enhance transaction convenience
Improve operational efficiency
Optimize customer experience