Power Your Business with Indonesia’s Leading Payment Gateway
Join the digital revolution and grow your business with seamless access to a wide range of payment methods. With Espay, reconciliation becomes effortless and every solution is tailored to fit your unique business needs—so you can focus on scaling, not struggling.
Global Bank Partner
Our Services
Online Payment
Online Payment
Give your customers a seamless payment experience through multiple channels—all with just a single integration.
– Fast & Easy Integration
– Automated Reconciliation Reports
Channel :
21
Virtual Account
5
Credit Card
7
Electronic Money/eWallet
5
Bank
60.000+
Convinience Store
Onsite Payment Made Smarter
Make in-store and counter payments effortless by connecting your system to QRIS via EDC, POS machines, or even vending machines. With Espay POS, you can identify orders and items sold with ease—whether onsite or remotely.
Easily send payment instructions to offsite customers and manage all sales reporting from one centralized platform.
Smart & Secure Payout Solution
Easily distribute funds to your business partners—non-cash via bank accounts or e-wallets, or even in cash via minimarkets and ATMs. With real-time disbursement through API, you can reach recipients anywhere across Indonesia—instantly and reliably.
Solution for Local Government
Espay provides efficient solutions to support local, provincial, regency, and city governments in implementing government digitalization, aimed at simplifying public services and enhancing the effectiveness of regional revenue collection.
Charge Back Protection
By leveraging AI, machine learning, and real-time data analysis, Espay in collaboration with Riskified, provides comprehensive protection for the revenue you have received. Before the transaction is processed, we conduct real-time transaction analysis to assess the risk of chargebacks. Once the transaction is covered, we guarantee protection against chargebacks.
“PettyCash” Expense Management
“PettyCash” Expense Management is designed to help employees conduct expense transactions while enabling companies to manage and control petty cash usage. This includes defining authorized users, periods, locations, purposes, categories, transaction amounts, and paperless transaction evidence collection. As a result, the company’s finance team can monitor, evaluate, approve, and record expenses more efficiently.
Billing and Payment System
For Individuals, SMEs, and MSMEs
For Institutions and Corporations
