{"id":9763,"date":"2024-09-11T18:07:31","date_gmt":"2024-09-11T11:07:31","guid":{"rendered":"https:\/\/espay.id\/charge-back-protection-espay\/"},"modified":"2025-12-19T18:17:58","modified_gmt":"2025-12-19T11:17:58","slug":"charge-back-protection-espay","status":"publish","type":"page","link":"https:\/\/espay.id\/en\/charge-back-protection-espay\/","title":{"rendered":"Charge Back Protection – ESPAY"},"content":{"rendered":"

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Charge Back Transaction Protection<\/span><\/h2>\n

[\/et_pb_text][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” header_4_font=”–et_global_heading_font||||||||” header_5_font=”–et_global_heading_font|500|||||||” header_5_text_align=”center” header_5_text_color=”gcid-d0977eb1-feb0-4dc5-9561-f0cb18ae4d7e” header_5_font_size=”20px” header_5_letter_spacing=”-0.5px” header_5_line_height=”1.4em” max_width=”100%” module_alignment=”left” header_5_font_size_tablet=”22px” header_5_font_size_phone=”16px” header_5_font_size_last_edited=”on|phone” header_5_letter_spacing_tablet=”-1px” header_5_letter_spacing_phone=”-0.5px” header_5_letter_spacing_last_edited=”on|tablet” global_colors_info=”{%22gcid-d0977eb1-feb0-4dc5-9561-f0cb18ae4d7e%22:%91%22header_5_text_color%22,%22header_5_text_color%22,%22header_5_text_color%22,%22header_5_text_color%22%93}”]<\/p>\n

<\/span><\/span><\/span>Do you have credit card transactions without<\/strong><\/span> 3DS (OTP)? Transactions without 3DS are more convenient for consumers and have been proven to increase transaction success. Espay partners with Riskified<\/strong> to protect your business<\/strong><\/span> from financial losses caused by chargebacks. Learn about our chargeback protection service and how we can help you secure transactions and protect your revenue. <\/span><\/h5>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/espay.id\/wp-content\/uploads\/2025\/01\/image-cbp.png” title_text=”image-cbp” align=”center” disabled_on=”on|on|off” _builder_version=”4.27.4″ _module_preset=”default” max_width=”75%” module_alignment=”center” filter_saturate=”0%” hover_enabled=”0″ filter_saturate_last_edited=”off|desktop” global_colors_info=”{}” filter_saturate__hover_enabled=”on|hover” filter_saturate__hover=”100%” sticky_enabled=”0″][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.27.2″ _module_preset=”default” background_color=”gcid-6d2176e2-ece4-4e0c-8405-cd410307c60d” custom_padding_tablet=”” custom_padding_phone=”32px||32px||false|false” global_colors_info=”{%22gcid-6d2176e2-ece4-4e0c-8405-cd410307c60d%22:%91%22background_color%22%93}”][et_pb_row column_structure=”1_3,1_3,1_3″ custom_padding_last_edited=”on|tablet” module_id=”equal-height” _builder_version=”4.27.4″ _module_preset=”default” max_width=”1366px” custom_margin_last_edited=”off|phone” custom_padding_tablet=”16px||||false|false” custom_padding_phone=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Detecting and Mitigating Potential Fraud in Real-time” image=”https:\/\/espay.id\/wp-content\/uploads\/2024\/09\/CEM-Warning-Icon-11-Sept-2024.png” image_icon_width=”20%” image_icon_width_tablet=”15%” image_icon_width_phone=”15%” image_icon_width_last_edited=”on|desktop” _builder_version=”4.27.3″ _module_preset=”default” header_font=”||||||||” header_text_align=”center” header_text_color=”#FFFFFF” header_font_size=”24px” header_letter_spacing=”-0.2px” header_line_height=”1.2em” body_text_color=”#FFFFFF” body_letter_spacing=”-0.5px” body_line_height=”1.8em” background_color=”#264b6c” image_icon_custom_margin=”||-12px||false|false” image_icon_custom_margin_tablet=”||-12px||false|false” image_icon_custom_margin_phone=”||-16px||false|false” image_icon_custom_margin_last_edited=”on|phone” image_icon_custom_padding=”||0px||false|false” height=”430px” height_tablet=”auto” height_phone=”auto” height_last_edited=”on|tablet” custom_margin_tablet=”” custom_margin_phone=”||-8px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”24px|24px|24px|24px|false|false” custom_padding_tablet=”24px|24px|40px|24px|false|false” custom_padding_phone=”16px|16px|28px|16px|false|false” custom_padding_last_edited=”on|tablet” header_font_size_tablet=”24px” header_font_size_phone=”16px” header_font_size_last_edited=”on|phone” body_font_size_tablet=”18px” body_font_size_phone=”14px” body_font_size_last_edited=”on|phone” body_letter_spacing_tablet=”-0.5px” body_letter_spacing_phone=”-0.5px” body_letter_spacing_last_edited=”on|phone” body_line_height_tablet=”” body_line_height_phone=”1.5em” body_line_height_last_edited=”on|phone” border_radii=”on|16px|16px|16px|16px” locked=”off” global_colors_info=”{}”]<\/p>\n

<\/span>We analyze credit card data in real-time during transaction initiation. The results of this analysis will determine whether the credit card transaction can be protected. <\/p>\n

[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Charge Back Protection” image=”https:\/\/espay.id\/wp-content\/uploads\/2024\/09\/CEM-Setting-Icon-11-Sept-2024.png” image_icon_width=”20%” image_icon_width_tablet=”15%” image_icon_width_phone=”15%” image_icon_width_last_edited=”on|desktop” _builder_version=”4.27.3″ _module_preset=”default” header_font=”||||||||” header_text_align=”center” header_text_color=”#FFFFFF” header_font_size=”24px” header_letter_spacing=”-0.2px” header_line_height=”1.2em” body_text_color=”#FFFFFF” body_letter_spacing=”-0.5px” body_line_height=”1.8em” background_color=”#264b6c” image_icon_custom_margin=”||-12px||false|false” image_icon_custom_margin_tablet=”||-12px||false|false” image_icon_custom_margin_phone=”||-16px||false|false” image_icon_custom_margin_last_edited=”on|phone” image_icon_custom_padding=”||0px||false|false” height=”430px” height_tablet=”auto” height_phone=”auto” height_last_edited=”on|desktop” custom_padding=”24px|24px|24px|24px|false|false” custom_padding_tablet=”24px|24px|40px|24px|false|false” custom_padding_phone=”16px|16px|28px|16px|false|false” custom_padding_last_edited=”on|tablet” header_font_size_tablet=”24px” header_font_size_phone=”16px” header_font_size_last_edited=”on|phone” body_font_size_tablet=”18px” body_font_size_phone=”14px” body_font_size_last_edited=”on|phone” body_letter_spacing_tablet=”-0.5px” body_letter_spacing_phone=”-0.5px” body_letter_spacing_last_edited=”on|phone” body_line_height_tablet=”” body_line_height_phone=”1.5em” body_line_height_last_edited=”on|phone” border_radii=”on|16px|16px|16px|16px” locked=”off” global_colors_info=”{}”]<\/p>\n

<\/span>Once a transaction is protected from chargebacks, any potential chargebacks that occur will be covered by us. Merchants do not need to worry about losing revenue<\/em> due to chargebacks. <\/p>\n

[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Fees Charged Per Transaction” image=”https:\/\/espay.id\/wp-content\/uploads\/2024\/09\/CEM-Money-Icon-11-Sept-2024.png” image_icon_width=”20%” image_icon_width_tablet=”15%” image_icon_width_phone=”15%” image_icon_width_last_edited=”on|desktop” _builder_version=”4.27.3″ _module_preset=”default” header_font=”||||||||” header_text_align=”center” header_text_color=”#FFFFFF” header_font_size=”24px” header_letter_spacing=”-0.2px” header_line_height=”1.2em” body_text_color=”#FFFFFF” body_letter_spacing=”-0.5px” body_line_height=”1.6em” background_color=”#264b6c” image_icon_custom_margin=”||-12px||false|false” image_icon_custom_margin_tablet=”||-12px||false|false” image_icon_custom_margin_phone=”||-16px||false|false” image_icon_custom_margin_last_edited=”on|phone” image_icon_custom_padding=”||0px||false|false” height=”430px” height_tablet=”auto” height_phone=”auto” height_last_edited=”on|tablet” custom_padding=”24px|24px|24px|24px|false|false” custom_padding_tablet=”24px|24px|40px|24px|false|false” custom_padding_phone=”16px|16px|28px|16px|false|false” custom_padding_last_edited=”on|tablet” header_font_size_tablet=”24px” header_font_size_phone=”16px” header_font_size_last_edited=”on|phone” body_font_size_tablet=”18px” body_font_size_phone=”14px” body_font_size_last_edited=”on|phone” body_letter_spacing_tablet=”-0.5px” body_letter_spacing_phone=”-0.5px” body_letter_spacing_last_edited=”on|phone” body_line_height_tablet=”” body_line_height_phone=”1.5em” body_line_height_last_edited=”on|phone” border_radii=”on|16px|16px|16px|16px” locked=”off” global_colors_info=”{}”]<\/p>\n

<\/span>Fees are only charged for analyzed transactions. Merchants can choose to analyze some or all transactions. <\/p>\n

[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.27.4″ _module_preset=”default” background_color=”gcid-3d68bbee-1269-47d4-8e8f-ddcf64053928″ custom_margin_tablet=”” custom_margin_phone=”0px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||80px||false|false” custom_padding_tablet=”” custom_padding_phone=”32px||32px||false|false” locked=”off” global_colors_info=”{%22gcid-3d68bbee-1269-47d4-8e8f-ddcf64053928%22:%91%22background_color%22%93}”][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.27.2″ _module_preset=”default” width_tablet=”” width_phone=”100%” width_last_edited=”on|phone” max_width=”1366px” max_width_tablet=”1366px” max_width_phone=”1366px” max_width_last_edited=”on|desktop” custom_margin_tablet=”” custom_margin_phone=”||16px||false|false” custom_margin_last_edited=”on|tablet” custom_padding_tablet=”” custom_padding_phone=”0px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” header_3_font=”–et_global_heading_font|700|||||||” header_3_text_align=”center” header_3_text_color=”gcid-14e3af0b-9446-4eb3-925f-f190e4158bfd” header_3_font_size=”48px” header_3_letter_spacing=”-1.5px” header_3_font_size_tablet=”48px” header_3_font_size_phone=”24px” header_3_font_size_last_edited=”on|phone” global_colors_info=”{%22gcid-14e3af0b-9446-4eb3-925f-f190e4158bfd%22:%91%22header_3_text_color%22%93}”]<\/p>\n

<\/span><\/span>Benefits<\/span><\/h3>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,1_5,1_5,1_5″ use_custom_gutter=”on” gutter_width=”2″ custom_padding_last_edited=”on|tablet” module_id=”equal-height” module_class=”equal-height” _builder_version=”4.27.4″ _module_preset=”default” max_width=”1366px” custom_padding_tablet=”0px||0px||false|false” custom_padding_phone=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Mitigate Financial Losses” image=”https:\/\/espay.id\/wp-content\/uploads\/2024\/09\/CEM-Finance-1-Icon-11-Sept-2024.png” image_icon_width=”40%” image_icon_width_tablet=”30%” image_icon_width_phone=”18%” image_icon_width_last_edited=”on|desktop” content_max_width_tablet=”205px” content_max_width_phone=”205px” content_max_width_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” header_level=”h6″ header_font=”Inter|600|||||||” 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Charge Back Transaction ProtectionDo you have credit card transactions without 3DS (OTP)? Transactions without 3DS are more convenient for consumers and have been proven to increase transaction success. Espay partners with Riskified to protect your business from financial losses caused by chargebacks. Learn about our chargeback protection service and how we can help you secure […]<\/p>\n","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-9763","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/espay.id\/en\/wp-json\/wp\/v2\/pages\/9763","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/espay.id\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/espay.id\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/espay.id\/en\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/espay.id\/en\/wp-json\/wp\/v2\/comments?post=9763"}],"version-history":[{"count":2,"href":"https:\/\/espay.id\/en\/wp-json\/wp\/v2\/pages\/9763\/revisions"}],"predecessor-version":[{"id":9772,"href":"https:\/\/espay.id\/en\/wp-json\/wp\/v2\/pages\/9763\/revisions\/9772"}],"wp:attachment":[{"href":"https:\/\/espay.id\/en\/wp-json\/wp\/v2\/media?parent=9763"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}