{"id":9888,"date":"2024-12-06T22:35:25","date_gmt":"2024-12-06T15:35:25","guid":{"rendered":"https:\/\/espay.id\/about-us-espay\/"},"modified":"2025-12-19T20:51:01","modified_gmt":"2025-12-19T13:51:01","slug":"about-us-espay","status":"publish","type":"page","link":"https:\/\/espay.id\/en\/about-us-espay\/","title":{"rendered":"About Us &#8211; ESPAY"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; width=&#8221;100%&#8221; max_width=&#8221;1366px&#8221; module_alignment=&#8221;center&#8221; custom_margin_tablet=&#8221;||40px||false|false&#8221; custom_margin_phone=&#8221;||20px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;12px||12px||false|false&#8221; border_radii=&#8221;on|24px|24px|24px|24px&#8221; locked=&#8221;off&#8221; 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src=\"https:\/\/espay.id\/wp-content\/uploads\/2024\/12\/Tentang-Kami-2013-Mobile-New.png\"><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --> \t\t\t<\/p>\n<div class=\"carousel-slide\"><!-- [et_pb_line_break_holder] -->                <img decoding=\"async\" src=\"https:\/\/espay.id\/wp-content\/uploads\/2024\/12\/Tentang-Kami-2017-Mobile-New.png\"><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --> <\/p>\n<div class=\"carousel-slide\"><!-- [et_pb_line_break_holder] -->                <img decoding=\"async\" src=\"https:\/\/espay.id\/wp-content\/uploads\/2024\/12\/Tentang-Kami-2018-Mobile-New.png\"><!-- [et_pb_line_break_holder] -->            <\/div>\n<p><!-- [et_pb_line_break_holder] --> <\/p>\n<div class=\"carousel-slide\"><!-- [et_pb_line_break_holder] -->                <img decoding=\"async\" src=\"https:\/\/espay.id\/wp-content\/uploads\/2024\/12\/Tentang-Kami-2019-Mobile-New.png\"><!-- 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[et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/\/ Auto-slide function<!-- [et_pb_line_break_holder] -->    setInterval(() => {<!-- [et_pb_line_break_holder] -->        nextSlide();<!-- [et_pb_line_break_holder] -->    }, 6500); \/\/ Menggeser tiap 3 detik<!-- [et_pb_line_break_holder] --><\/script>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f5f8fc&#8221; custom_margin=&#8221;-10px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1200px&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|true&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/12\/Tahun-2006.png&#8221; title_text=&#8221;2006&#8243; show_bottom_space=&#8221;off&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; transform_translate=&#8221;390px|0px&#8221; transform_translate_linked=&#8221;off&#8221; width=&#8221;36%&#8221; module_alignment=&#8221;left&#8221; scroll_horizontal_motion=&#8221;0|100|100|100|6|0|-1&#8243; scroll_fade_enable=&#8221;on&#8221; scroll_fade=&#8221;0|50|100|100|0|100|100&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/12\/Garis6.png&#8221; title_text=&#8221;Garis6&#8243; align=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;58px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;|149px||||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb image=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/12\/SGO.png&#8221; image_icon_width=&#8221;55%&#8221; icon_alignment=&#8221;left&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; body_text_color=&#8221;gcid-84945bee-0568-4fc7-8443-6ef3f3e2e745&#8243; body_font_size=&#8221;18px&#8221; body_letter_spacing=&#8221;-0.5px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#FFFFFF&#8221; image_icon_custom_margin=&#8221;||0px||false|false&#8221; image_icon_custom_padding=&#8221;||0px||false|false&#8221; custom_margin=&#8221;|||-170px|false|false&#8221; custom_padding=&#8221;16px|16px|16px|16px|true|true&#8221; scroll_horizontal_motion_enable=&#8221;on&#8221; scroll_horizontal_motion=&#8221;0|50|100|100|1|0|-2&#8243; scroll_fade_enable=&#8221;on&#8221; border_radii=&#8221;on|16px|16px|16px|16px&#8221; global_colors_info=&#8221;{%22gcid-84945bee-0568-4fc7-8443-6ef3f3e2e745%22:%91%22body_text_color%22%93}&#8221;]<\/p>\n<p><span data-metadata=\"&lt;!--(figmeta)eyJmaWxlS2V5IjoiTkdNblZsbzlycEhvOWEzTDVlY24yTiIsInBhc3RlSUQiOjYwMzQwMzQwNSwiZGF0YVR5cGUiOiJzY2VuZSJ9Cg==(\/figmeta)--&gt;\"><\/span><strong>PT. Square Gate One <\/strong>is an information technology and banking solutions company focused on developing corporate and retail banking frontend applications. SGO offers Financial Supply Chain Management solutions, Cash Management Systems, and Omni-Channel Payment Systems for the banking industry. <\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1200px&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb image=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/09\/Tentang-Kami-Logo-PLUS-24-Sept-2024.png&#8221; image_icon_width=&#8221;49%&#8221; icon_alignment=&#8221;left&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; body_text_color=&#8221;gcid-84945bee-0568-4fc7-8443-6ef3f3e2e745&#8243; body_font_size=&#8221;18px&#8221; body_letter_spacing=&#8221;-0.5px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#FFFFFF&#8221; image_icon_custom_padding=&#8221;||0px||false|false&#8221; width=&#8221;145%&#8221; custom_padding=&#8221;16px|16px|16px|16px|true|true&#8221; scroll_horizontal_motion_enable=&#8221;on&#8221; scroll_horizontal_motion=&#8221;0|50|100|100|-1|0|1&#8243; scroll_fade_enable=&#8221;on&#8221; border_radii=&#8221;on|16px|16px|16px|16px&#8221; global_colors_info=&#8221;{%22gcid-84945bee-0568-4fc7-8443-6ef3f3e2e745%22:%91%22body_text_color%22%93}&#8221;]<\/p>\n<p><span data-metadata=\"&lt;!--(figmeta)eyJmaWxlS2V5IjoiTkdNblZsbzlycEhvOWEzTDVlY24yTiIsInBhc3RlSUQiOjYwMzQwMzQwNSwiZGF0YVR5cGUiOiJzY2VuZSJ9Cg==(\/figmeta)--&gt;\"><\/span><span>Recognizing the banking industry\u2019s need for integrated payment systems, a <em>spinoff <\/em>was carried out to create a more focused service, resulting in the establishment of <strong>PT Pembayaran Lintas Usaha Sukses<\/strong>, which operates in the <strong>Payment Gateway<\/strong> sector under the product name \u201cEspay Payment Gateway.\u201d<\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; 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_builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1200px&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|true&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/12\/Tahun-2017.png&#8221; title_text=&#8221;2017&#8243; show_bottom_space=&#8221;off&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; transform_translate=&#8221;390px|0px&#8221; transform_translate_linked=&#8221;off&#8221; width=&#8221;36%&#8221; module_alignment=&#8221;left&#8221; scroll_horizontal_motion=&#8221;0|100|100|100|6|0|-1&#8243; scroll_fade_enable=&#8221;on&#8221; scroll_fade=&#8221;0|50|100|100|0|100|100&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/12\/Garis6.png&#8221; title_text=&#8221;Garis6&#8243; align=&#8221;center&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; width=&#8221;65px&#8221; module_alignment=&#8221;center&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb image=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/12\/MPE.png&#8221; image_icon_width=&#8221;30%&#8221; icon_alignment=&#8221;left&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; body_text_color=&#8221;gcid-84945bee-0568-4fc7-8443-6ef3f3e2e745&#8243; body_font_size=&#8221;18px&#8221; body_letter_spacing=&#8221;-0.5px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#FFFFFF&#8221; image_icon_custom_margin=&#8221;||0px||false|false&#8221; image_icon_custom_padding=&#8221;||0px||false|false&#8221; custom_margin=&#8221;|||-170px|false|false&#8221; custom_padding=&#8221;16px|16px|16px|16px|true|true&#8221; scroll_horizontal_motion_enable=&#8221;on&#8221; scroll_horizontal_motion=&#8221;0|50|100|100|1|0|-2&#8243; scroll_fade_enable=&#8221;on&#8221; border_radii=&#8221;on|16px|16px|16px|16px&#8221; global_colors_info=&#8221;{%22gcid-84945bee-0568-4fc7-8443-6ef3f3e2e745%22:%91%22body_text_color%22%93}&#8221;]<\/p>\n<p><span data-metadata=\"&lt;!--(figmeta)eyJmaWxlS2V5IjoiTkdNblZsbzlycEhvOWEzTDVlY24yTiIsInBhc3RlSUQiOjYwMzQwMzQwNSwiZGF0YVR5cGUiOiJzY2VuZSJ9Cg==(\/figmeta)--&gt;\"><\/span><span>In response to the growing importance of financial inclusion, the presence of <em>unbanked communities<\/em>, and the need for simple digital transaction solutions, PT. PLUS established a subsidiary in the payment network sector, <strong>PT. Mitra Pembayaran Elektronik<\/strong>, which launched its electronic money product,<strong> \u201cSaldomu.\u201d<\/strong> <\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1200px&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb image=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/09\/Layanan-Pemda-Logo-BI-17-Sept-2024.png&#8221; image_icon_width=&#8221;48%&#8221; icon_alignment=&#8221;left&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; body_text_color=&#8221;gcid-84945bee-0568-4fc7-8443-6ef3f3e2e745&#8243; body_font_size=&#8221;18px&#8221; body_letter_spacing=&#8221;-0.5px&#8221; body_line_height=&#8221;1.9em&#8221; background_color=&#8221;#FFFFFF&#8221; image_icon_custom_padding=&#8221;||0px||false|false&#8221; width=&#8221;145%&#8221; custom_margin=&#8221;||12px||false|false&#8221; custom_padding=&#8221;16px|16px|16px|16px|true|true&#8221; scroll_horizontal_motion_enable=&#8221;on&#8221; scroll_horizontal_motion=&#8221;0|50|100|100|-1|0|1&#8243; scroll_fade_enable=&#8221;on&#8221; border_radii=&#8221;on|16px|16px|16px|16px&#8221; global_colors_info=&#8221;{%22gcid-84945bee-0568-4fc7-8443-6ef3f3e2e745%22:%91%22body_text_color%22,%22body_text_color%22%93}&#8221;]<\/p>\n<p><span data-metadata=\"&lt;!--(figmeta)eyJmaWxlS2V5IjoiTkdNblZsbzlycEhvOWEzTDVlY24yTiIsInBhc3RlSUQiOjYwMzQwMzQwNSwiZGF0YVR5cGUiOiJzY2VuZSJ9Cg==(\/figmeta)--&gt;\"><\/span><span><strong>Payment Gateway License<\/strong><br \/>PT. PLUS, through its product Espay, has obtained a license from Bank Indonesia as a Payment Gateway and Electronic Money Provider with license number 20\/374\/DKSP\/Srt\/B.<br \/> <\/span><\/p>\n<p>[\/et_pb_blurb][et_pb_blurb image=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/09\/Tentang-Kami-Logo-EspayCDD-24-Sept-2024.png&#8221; image_icon_width=&#8221;34%&#8221; icon_alignment=&#8221;left&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; body_text_color=&#8221;gcid-84945bee-0568-4fc7-8443-6ef3f3e2e745&#8243; body_font_size=&#8221;18px&#8221; body_letter_spacing=&#8221;-0.5px&#8221; body_line_height=&#8221;1.9em&#8221; background_color=&#8221;#FFFFFF&#8221; image_icon_custom_padding=&#8221;8px||0px||false|false&#8221; width=&#8221;145%&#8221; custom_margin=&#8221;||32px||false|false&#8221; custom_padding=&#8221;16px|16px|16px|16px|true|true&#8221; scroll_horizontal_motion_enable=&#8221;on&#8221; scroll_horizontal_motion=&#8221;0|50|100|100|-1|0|1&#8243; scroll_fade_enable=&#8221;on&#8221; border_radii=&#8221;on|16px|16px|16px|16px&#8221; global_colors_info=&#8221;{%22gcid-84945bee-0568-4fc7-8443-6ef3f3e2e745%22:%91%22body_text_color%22,%22body_text_color%22%93}&#8221;]<\/p>\n<p><span data-metadata=\"&lt;!--(figmeta)eyJmaWxlS2V5IjoiTkdNblZsbzlycEhvOWEzTDVlY24yTiIsInBhc3RlSUQiOjYwMzQwMzQwNSwiZGF0YVR5cGUiOiJzY2VuZSJ9Cg==(\/figmeta)--&gt;\"><\/span><span>As a licensed Payment Service Provider, PT. PLUS acknowledges the importance of Know Your Customer (KYC) and Customer Due Diligence (CDD) in combating money laundering and terrorism financing. To address this, PT. PLUS introduced <strong>Espay CDD<\/strong>, a solution to support financial institutions and businesses in performing effective Customer Due Diligence.  <\/span><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/12\/Garis8.png&#8221; title_text=&#8221;Garis8&#8243; align=&#8221;center&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; width=&#8221;58px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;|149px||||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/09\/Tahun-2018.png&#8221; title_text=&#8221;Tahun 2018&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; transform_translate=&#8221;-160px|0px&#8221; transform_translate_linked=&#8221;off&#8221; width=&#8221;39%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1200px&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|true&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/12\/Tahun-2019.png&#8221; title_text=&#8221;2019&#8243; show_bottom_space=&#8221;off&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; transform_translate=&#8221;390px|0px&#8221; transform_translate_linked=&#8221;off&#8221; width=&#8221;36%&#8221; module_alignment=&#8221;left&#8221; scroll_horizontal_motion=&#8221;0|100|100|100|6|0|-1&#8243; scroll_fade_enable=&#8221;on&#8221; scroll_fade=&#8221;0|50|100|100|0|100|100&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/12\/Garis6.png&#8221; title_text=&#8221;Garis6&#8243; align=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;65px&#8221; module_alignment=&#8221;center&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb image=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/12\/OJK.png&#8221; image_icon_width=&#8221;37%&#8221; icon_alignment=&#8221;left&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; body_text_color=&#8221;gcid-84945bee-0568-4fc7-8443-6ef3f3e2e745&#8243; body_font_size=&#8221;18px&#8221; body_letter_spacing=&#8221;-0.5px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#FFFFFF&#8221; image_icon_custom_margin=&#8221;||0px||false|false&#8221; image_icon_custom_padding=&#8221;||0px||false|false&#8221; custom_margin=&#8221;|||-170px|false|false&#8221; custom_padding=&#8221;24px|24px|24px|24px|true|true&#8221; scroll_horizontal_motion_enable=&#8221;on&#8221; scroll_horizontal_motion=&#8221;0|50|100|100|1|0|-2&#8243; scroll_fade_enable=&#8221;on&#8221; border_radii=&#8221;on|16px|16px|16px|16px&#8221; global_colors_info=&#8221;{%22gcid-84945bee-0568-4fc7-8443-6ef3f3e2e745%22:%91%22body_text_color%22%93}&#8221;]<\/p>\n<p>Realizing that the <strong>Espay CDD<\/strong> solution requires guidance, supervision, and validation from regulators, Espay CDD has registered under the OJK <strong>Digital Financial Innovation<\/strong> (IKD) Sandbox, within the Regulatory Technology (RegTech) cluster, with registration number S-238\/MS\/72\/2019. To this day, Espay CDD remains the sole provider within the RegTech cluster.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1200px&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb image=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/09\/Tentang-Kami-Logo-Sijitu-24-Sept-2024.png&#8221; image_icon_width=&#8221;35%&#8221; icon_alignment=&#8221;left&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; body_text_color=&#8221;gcid-84945bee-0568-4fc7-8443-6ef3f3e2e745&#8243; body_font_size=&#8221;18px&#8221; body_letter_spacing=&#8221;-0.5px&#8221; body_line_height=&#8221;1.9em&#8221; background_color=&#8221;#FFFFFF&#8221; image_icon_custom_padding=&#8221;8px||0px||false|false&#8221; width=&#8221;145%&#8221; custom_margin=&#8221;||12px||false|false&#8221; custom_padding=&#8221;16px|16px|16px|16px|true|true&#8221; scroll_horizontal_motion_enable=&#8221;on&#8221; scroll_horizontal_motion=&#8221;0|50|100|100|-1|0|1&#8243; scroll_fade_enable=&#8221;on&#8221; border_radii=&#8221;on|16px|16px|16px|16px&#8221; global_colors_info=&#8221;{%22gcid-84945bee-0568-4fc7-8443-6ef3f3e2e745%22:%91%22body_text_color%22,%22body_text_color%22%93}&#8221;]<\/p>\n<p><span data-metadata=\"&lt;!--(figmeta)eyJmaWxlS2V5IjoiTkdNblZsbzlycEhvOWEzTDVlY24yTiIsInBhc3RlSUQiOjYwMzQwMzQwNSwiZGF0YVR5cGUiOiJzY2VuZSJ9Cg==(\/figmeta)--&gt;\"><\/span>The development of Espay CDD has been continuous, driven by feedback from industry needs and, importantly, input from OJK. To enhance <em>market awareness<\/em>, <strong>Espay CDD was rebranded as SIJITU<\/strong>, an acronym for Sistem Uji Tuntas. <\/p>\n<p>[\/et_pb_blurb][et_pb_blurb image=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/12\/Saldomu.png&#8221; image_icon_width=&#8221;54%&#8221; icon_alignment=&#8221;left&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; body_text_color=&#8221;gcid-84945bee-0568-4fc7-8443-6ef3f3e2e745&#8243; body_font_size=&#8221;18px&#8221; body_letter_spacing=&#8221;-0.5px&#8221; body_line_height=&#8221;1.9em&#8221; background_color=&#8221;#FFFFFF&#8221; image_icon_custom_padding=&#8221;8px||0px||false|false&#8221; width=&#8221;145%&#8221; custom_margin=&#8221;||12px||false|false&#8221; custom_padding=&#8221;16px|16px|16px|16px|true|true&#8221; scroll_horizontal_motion_enable=&#8221;on&#8221; scroll_horizontal_motion=&#8221;0|50|100|100|-1|0|1&#8243; scroll_fade_enable=&#8221;on&#8221; border_radii=&#8221;on|16px|16px|16px|16px&#8221; global_colors_info=&#8221;{%22gcid-84945bee-0568-4fc7-8443-6ef3f3e2e745%22:%91%22body_text_color%22,%22body_text_color%22%93}&#8221;]<\/p>\n<p><span data-metadata=\"&lt;!--(figmeta)eyJmaWxlS2V5IjoiTkdNblZsbzlycEhvOWEzTDVlY24yTiIsInBhc3RlSUQiOjYwMzQwMzQwNSwiZGF0YVR5cGUiOiJzY2VuZSJ9Cg==(\/figmeta)--&gt;\"><\/span>PT. Mitra Pembayaran Elektronik, through its electronic money product <strong>SALDOMU<\/strong>, has obtained a license from Bank Indonesia as an Electronic Money and Fund Transfer Provider. <\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/12\/Garis8.png&#8221; title_text=&#8221;Garis8&#8243; align=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;58px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;|149px||||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/12\/Tahun-2020.png&#8221; title_text=&#8221;202&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; transform_translate=&#8221;-160px|0px&#8221; transform_translate_linked=&#8221;off&#8221; width=&#8221;39%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1200px&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|true&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/12\/Tahun-2021.png&#8221; title_text=&#8221;Tahun 2021&#8243; show_bottom_space=&#8221;off&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; transform_translate=&#8221;390px|0px&#8221; transform_translate_linked=&#8221;off&#8221; width=&#8221;36%&#8221; module_alignment=&#8221;left&#8221; scroll_horizontal_motion=&#8221;0|100|100|100|6|0|-1&#8243; scroll_fade_enable=&#8221;on&#8221; scroll_fade=&#8221;0|50|100|100|0|100|100&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/12\/Garis6.png&#8221; title_text=&#8221;Garis6&#8243; align=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;58px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;|149px||||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb image=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/09\/Layanan-Pemda-Logo-BI-17-Sept-2024.png&#8221; image_icon_width=&#8221;47%&#8221; icon_alignment=&#8221;left&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; body_text_color=&#8221;gcid-84945bee-0568-4fc7-8443-6ef3f3e2e745&#8243; body_font_size=&#8221;18px&#8221; body_letter_spacing=&#8221;-0.5px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#FFFFFF&#8221; image_icon_custom_margin=&#8221;||0px||false|false&#8221; image_icon_custom_padding=&#8221;||0px||false|false&#8221; custom_margin=&#8221;||16px|-170px|false|false&#8221; custom_padding=&#8221;24px|24px|24px|24px|true|true&#8221; scroll_horizontal_motion_enable=&#8221;on&#8221; scroll_horizontal_motion=&#8221;0|50|100|100|1|0|-2&#8243; scroll_fade_enable=&#8221;on&#8221; border_radii=&#8221;on|16px|16px|16px|16px&#8221; global_colors_info=&#8221;{%22gcid-84945bee-0568-4fc7-8443-6ef3f3e2e745%22:%91%22body_text_color%22%93}&#8221;]<\/p>\n<p><span data-metadata=\"&lt;!--(figmeta)eyJmaWxlS2V5IjoiTkdNblZsbzlycEhvOWEzTDVlY24yTiIsInBhc3RlSUQiOjYwMzQwMzQwNSwiZGF0YVR5cGUiOiJzY2VuZSJ9Cg==(\/figmeta)--&gt;\"><\/span><b>License Conversion<\/b><br \/>Under the new Bank Indonesia regulations, SALDOMU obtained a converted license as a PJP Category 1 (Account Issuance Services and Remittance) with license number 23\/667\/DKSP\/Srt\/B. At the same time, ESPAY received a converted license as a PJP Category 2 (Payment Initiation &amp; Acquiring Services) with license number 23\/675\/DKSP\/Srt\/B.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1200px&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb image=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/09\/Layanan-Pemda-Logo-BI-17-Sept-2024.png&#8221; image_icon_width=&#8221;47%&#8221; icon_alignment=&#8221;left&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; body_text_color=&#8221;gcid-84945bee-0568-4fc7-8443-6ef3f3e2e745&#8243; body_font_size=&#8221;18px&#8221; body_letter_spacing=&#8221;-0.5px&#8221; body_line_height=&#8221;1.9em&#8221; background_color=&#8221;#FFFFFF&#8221; image_icon_custom_padding=&#8221;||0px||false|false&#8221; width=&#8221;145%&#8221; custom_margin=&#8221;||12px||false|false&#8221; custom_padding=&#8221;16px|16px|16px|16px|true|true&#8221; scroll_horizontal_motion_enable=&#8221;on&#8221; scroll_horizontal_motion=&#8221;0|50|100|100|-1|0|1&#8243; scroll_fade_enable=&#8221;on&#8221; border_radii=&#8221;on|16px|16px|16px|16px&#8221; global_colors_info=&#8221;{%22gcid-84945bee-0568-4fc7-8443-6ef3f3e2e745%22:%91%22body_text_color%22,%22body_text_color%22%93}&#8221;]<\/p>\n<p><span data-metadata=\"&lt;!--(figmeta)eyJmaWxlS2V5IjoiTkdNblZsbzlycEhvOWEzTDVlY24yTiIsInBhc3RlSUQiOjYwMzQwMzQwNSwiZGF0YVR5cGUiOiJzY2VuZSJ9Cg==(\/figmeta)--&gt;\"><\/span><strong>SALDOMU <\/strong><strong>License<\/strong><br \/> Licensed by Bank Indonesia as a QRIS Issuer &amp; Acceptor.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/11\/Garis.png&#8221; title_text=&#8221;Garis&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; width=&#8221;65px&#8221; module_alignment=&#8221;center&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/12\/Tahun-2022.png&#8221; title_text=&#8221;2022&#8243; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; transform_translate=&#8221;-160px|0px&#8221; transform_translate_linked=&#8221;off&#8221; width=&#8221;39%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1200px&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|true&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/12\/Tahun-2024-1.png&#8221; title_text=&#8221;2024-1&#8243; show_bottom_space=&#8221;off&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; transform_translate=&#8221;390px|0px&#8221; transform_translate_linked=&#8221;off&#8221; width=&#8221;36%&#8221; module_alignment=&#8221;left&#8221; scroll_horizontal_motion=&#8221;0|100|100|100|6|0|-1&#8243; scroll_fade_enable=&#8221;on&#8221; scroll_fade=&#8221;0|50|100|100|0|100|100&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/12\/Garis7.png&#8221; title_text=&#8221;Garis7&#8243; align=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;65px&#8221; module_alignment=&#8221;center&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb image=&#8221;https:\/\/espay.id\/wp-content\/uploads\/2024\/12\/OJK.png&#8221; image_icon_width=&#8221;37%&#8221; icon_alignment=&#8221;left&#8221; _builder_version=&#8221;4.27.3&#8243; _module_preset=&#8221;default&#8221; body_text_color=&#8221;gcid-84945bee-0568-4fc7-8443-6ef3f3e2e745&#8243; body_font_size=&#8221;18px&#8221; body_letter_spacing=&#8221;-0.5px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#FFFFFF&#8221; image_icon_custom_margin=&#8221;||0px||false|false&#8221; image_icon_custom_padding=&#8221;||0px||false|false&#8221; custom_margin=&#8221;|||-170px|false|false&#8221; custom_padding=&#8221;24px|24px|24px|24px|true|true&#8221; scroll_horizontal_motion_enable=&#8221;on&#8221; scroll_horizontal_motion=&#8221;0|50|100|100|1|0|-2&#8243; scroll_fade_enable=&#8221;on&#8221; border_radii=&#8221;on|16px|16px|16px|16px&#8221; global_colors_info=&#8221;{%22gcid-84945bee-0568-4fc7-8443-6ef3f3e2e745%22:%91%22body_text_color%22%93}&#8221;]<\/p>\n<p><span data-metadata=\"&lt;!--(figmeta)eyJmaWxlS2V5IjoiTkdNblZsbzlycEhvOWEzTDVlY24yTiIsInBhc3RlSUQiOjYwMzQwMzQwNSwiZGF0YVR5cGUiOiJzY2VuZSJ9Cg==(\/figmeta)--&gt;\"><\/span>After proving that SIJITU complies with regulations and delivers positive results for the financial industry, OJK granted the product a <strong>recommended status<\/strong> with registration number S-13\/D.07\/2024.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>PT. Square Gate One is an information technology and banking solutions company focused on developing corporate and retail banking frontend applications. SGO offers Financial Supply Chain Management solutions, Cash Management Systems, and Omni-Channel Payment Systems for the banking industry. Recognizing the banking industry\u2019s need for integrated payment systems, a spinoff was carried out to create [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-9888","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/espay.id\/en\/wp-json\/wp\/v2\/pages\/9888","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/espay.id\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/espay.id\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/espay.id\/en\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/espay.id\/en\/wp-json\/wp\/v2\/comments?post=9888"}],"version-history":[{"count":5,"href":"https:\/\/espay.id\/en\/wp-json\/wp\/v2\/pages\/9888\/revisions"}],"predecessor-version":[{"id":9901,"href":"https:\/\/espay.id\/en\/wp-json\/wp\/v2\/pages\/9888\/revisions\/9901"}],"wp:attachment":[{"href":"https:\/\/espay.id\/en\/wp-json\/wp\/v2\/media?parent=9888"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}